Over-saving for retirement? Balance is key. Enjoy life now while securing your future. Schedule your Retirement Tune-Up™ to find the right strategy for you.
Many people obsess over hitting their "retirement number," but could you be saving too much and missing out on enjoying life today? It’s a question I hear often. While saving for the future is essential, so is living fully in the present.
Being overly conservative with your savings can lead to missed opportunities for creating what I call “memory dividends.” These are the priceless moments you share with loved ones—vacations, dinners, or simply time spent together—that enrich your life far beyond financial returns. While securing your future is important, it shouldn’t come at the cost of your best years.
Your income isn’t just a tool for the future; it’s there to enhance your life today. Finding balance doesn’t mean overspending—it means giving yourself permission to enjoy what you’ve worked hard to build. Whether it’s traveling, pursuing a hobby, or spending quality time with family, happiness shouldn’t be reserved for retirement alone.
Achieving the right balance comes down to understanding your personal retirement number. Once you have a clear, realistic plan in place, you’ll likely discover you have more room to enjoy life now without jeopardizing your future. It’s about confidence in your financial strategy and peace of mind for what’s ahead.
If you’re wondering whether you’ve struck the right balance, a Retirement Tune-Up™ can help. Let’s define your number and create a plan that allows you to enjoy today while securing tomorrow.
Schedule your Retirement Tune-Up™ now to get started!
Disclosure:
Great Lakes Retirement, Inc., (DBA W.A. Smith Financial Group (W.A. Smith), (this website) is owned and operated by W.A. Smith. W.A. Smith offers investment advisory services and is registered with the U.S. Securities and Exchange Commission (“SEC”). SEC registration does not constitute an endorsement of the advisory firm by the SEC nor does it indicate that the advisory firm has attained a particular level of skill or ability. All content available on this Website is general in nature, not directed or tailored to any particular person, and is for informational purposes only. Neither the Website nor any of its content is offered as investment advice and should not be deemed as investment advice or a recommendation to purchase or sell any specific security. The information contained herein reflects the opinions and projections of W.A. Smith as of the date hereof, which are subject to change without notice at any time. W.A. Smith does not represent that any opinion or projection will be realized. Neither W.A. Smith nor any of its advisers, officers, directors, or affiliates represents that the information presented on this Website is accurate, current or complete, and such information is subject to change without notice. Any performance information must be considered in conjunction with applicable disclosures. Past performance is not a guarantee of future results. Neither this Website nor its contents should be construed as legal, tax, or other advice. Individuals are urged to consult with their own tax or legal advisers before entering into any advisory contract. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Investment Advisory Services offered through Great Lakes Retirement, Inc., an SEC-Registered Investment Advisor. Registration does not denote any level of skill or qualification. Insurance and tax planning services offered through W.A. Smith Financial, LLC. We do not offer every plan available in your area. Currently we represent [ 18] organizations which offer [54] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
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