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Sign of the Times

By W.A. Smith Financial | January 14, 2014 | Comments Off on Sign of the Times

At the end of last summer, I pulled into a gas station in which a sign over the posted gas prices read, “Swimsuit season is over; Krispy Kreme is here.” It was an unconventional yet palpable indicator that summer had ended. Some signs require a little more technical interpretation, like the ones used to indicate…

Choices and Trade-offs

By W.A. Smith Financial | January 7, 2014 | Comments Off on Choices and Trade-offs

With all of the noise surrounding the Affordable Care Act’s botched Health Insurance Marketplace launch and the problem of individual policy cancellations this year, little other significant legislation is getting worked on in Congress. The federal budget debate keeps getting pushed into the future, and any chance of tackling tax reform seems a distant promise.…

Ups-a-Daisy

By W.A. Smith Financial | December 31, 2013 | Comments Off on Ups-a-Daisy

Originally, the phrase “ups-a-daisy” was uttered by parents as an exclamation when tossing a child playfully into the air or when encouraging him to get up after a fall. Nowadays, we often hear it as “whoopsie daisy” or “oopsie daisy,” and it means, in today’s vernacular, “my bad.” Recently we heard a version from President…

Shiny New Things

By W.A. Smith Financial | December 23, 2013 | Comments Off on Shiny New Things

Just about everyone gets something new during the holiday season. Sometimes it’s exactly what we wanted, and we love it and use it all year long. Sometimes it’s exactly what we wanted, but it turns out not to be as great as we expected, so we use it for a time until the shiny newness…

An MRI for $500, Please

By W.A. Smith Financial | December 17, 2013 | Comments Off on An MRI for $500, Please

For years we’ve been able to “shop” for health care insurance coverage — whether for individual policies or among different options offered by an employer. But if there’s one thing that the Patient Protection and Affordable Care Act (PPACA) has done, it’s put a spotlight on the cost of not just insurance premiums — but…

Birth of the Phoenix

By W.A. Smith Financial | December 10, 2013 | Comments Off on Birth of the Phoenix

It can be from our dissatisfaction that we often get the motivation to do something new. That is one of the themes conveyed by Wharton professor G. Richard Shell in his book, “Springboard: Launching Your Personal Search for Success.” According to him, we are, in some sense, defined by the conflicts we overcome. This is…

The Role of Uncertainty

By W.A. Smith Financial | December 3, 2013 | Comments Off on The Role of Uncertainty

Remember trying out for a sports team, or the high school play? Remember waiting to get your acceptance letter from the colleges where you applied? Remember that feeling that you couldn’t move forward, you couldn’t make plans … until you knew? [CLICK HERE] to read the article, “Political uncertainty keeps slowing economy’s rise,” at USA…

Shutting Down the Forest, But Not the Trees

By W.A. Smith Financial | November 26, 2013 | Comments Off on Shutting Down the Forest, But Not the Trees

It is with both wide-eyed interest and pit-of-stomach disgust that Americans have watched the political shenanigans and subsequent impact played out during the U.S. government shut down.  The whole strategy is reminiscent of watching a person trying to cut corners actually create a lot more work for himself. You see this with toddlers, lazy employees…

Washington D.C.: Showdowns, Shutdowns, Lockdowns and Touchdowns

By W.A. Smith Financial | November 19, 2013 | Comments Off on Washington D.C.: Showdowns, Shutdowns, Lockdowns and Touchdowns

Hollywood has to work pretty hard to steal headlines from the political ballyhoo and drama in the capital city recently. As for the showdown, the debt ceiling vote was seemingly taken hostage by politicians wanting to make a political statement at the cost of 800,000 government employees placed on furlough. Although the issue at stake…

Health Care Insurance Shopping Lowdown

By W.A. Smith Financial | November 12, 2013 | Comments Off on Health Care Insurance Shopping Lowdown

The Health Care Insurance Exchanges are now open, and you have between now and March 1, 2014, to purchase a new health care insurance plan during the open enrollment period. Rest assured, if you experience a life-altering event, such as losing your job, moving to another state or having a baby, you will be eligible…

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