Disclosure Statement & Privacy Policy


Terms & Conditions

Please read the following terms and conditions (“Terms and Conditions”) carefully before using this Web site (“Site”). You should review these terms and conditions regularly, as they may change at any time at our sole discretion.

Great Lakes Retirement, Inc. is an SEC-registered investment adviser located in Sandusky, OH. Great Lakes Retirement, Inc. and William A. Smith are in compliance with the current registration and/or notice filing requirements imposed upon state registered advisors by those states in which Great Lakes Retirement, Inc. maintains clients. Great Lakes Retirement, Inc. may only transact business in those states in which it is registered, or qualifies for an exemption

or exclusion from registered requirements. A copy of Great Lakes Retirement Inc.’s current disclosure statement (Form ADV Part 1) containing Great Lakes Retirement, Inc’s business operations, services, and fees, is available by accessing the SEC’s Investment Adviser Public Disclosure website. Great Lakes Retirement, Inc. will provide form ADV Part 2A (Firm Brochure) and 2B (Brochure Supplement) to interested parties upon request.

This Site is published in the United States for residents of the United States. Great Lakes Retirement, Inc.  is not soliciting business in international or state jurisdictions where it is not registered. Nothing on the Great Lakes Retirement, Inc./W.A. Smith Financial, LLC. web site should be constructed as a solicitation or offer, or recommendation to acquire or dispose of any investment or to engage in any other transaction. Great Lakes Retirement, Inc. does not render or offer to render personal investment advice or financial planning advice through its Web site. Great Lakes Retirement, Inc.’s specific advice is given only within the context of our contractual

agreements with each client. The Great Lakes Retirement, Inc/W.A. Smith Financial, LLC web site is limited to the dissemination of general information pertaining to its investment advisory and financial planning services. Advice may only be rendered after delivery of Form ADV Part 2, the execution of an investment management agreement and/or financial planning agreement by the client and the advisor.

Our Site is provided to you without charge as a convenience and for your information only. By merely providing access to our Site content, we do not warrant or represent that:

  • The content is accurate or complete;
  • The content is up-to-date or current;
  • We have a duty to update any content;
  • The content is free from technical inaccuracies or typographical errors;
  • The content is free from changes caused by a third party; and
  • Your access to our Site will be free from interruptions, errors, computer viruses, or other harmful components.

We do not assume any liability for these matters. In other words, you use our Site at your own risk. Under no circumstances, including but not limited to negligence, shall we be liable for any direct or indirect, special, incidental or consequential damages. This includes loss of data or profit arising out of the use or the inability to use the content of this Site, even if one of our representatives has been advised of the possibility of your damages. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

Links

Should you leave this website via a link contained herein, such as the Client Portal, and view content that is not provided by Great Lakes Retirement, Inc., you do so at your own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by Great Lakes Retirement, Inc.. Great Lakes Retirement, Inc.  is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such website, whether actual, alleged, consequential or punitive. Great Lakes Retirement, Inc.  makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

Third-Party Content

Great Lakes Retirement, Inc. is in no way responsible for the content of any website owned by a third party that may be linked to Great Lakes Retirement, Inc./W.A. Smith Financial, LLC's website via hyperlink, whether such hyperlink is provided by Great Lakes Retirement, Inc. or by a third party.

Blog Content

Blog content is developed from sources believed to be providing accurate information; however, its accuracy, completeness, or timeliness cannot be guaranteed. The information in blog material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Past performance is no indication of future results. Investments involve risk, including the possible loss of the principal amount invested.

All Web pages are intellectual property of Great Lakes Retirement, Inc./W.A. Smith Financial, LLC and are protected by copyright laws. All copyrights for Great Lakes Retirement, Inc/W.A. Smith Financial, LLC’s Web presence are owned by Great Lakes Retirement, Inc./W.A. Smith Financial, LLC with all rights reserved.

Privacy Policy

Great Lakes Retirement, Inc. protects the privacy of its clients. Click here to view.