Your Financial Well-Being is Our Top Priority

Explore the financial services we offer for pre-retirees, retirees and business owners.
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Passionate Financial partners since 2008

At W.A. Smith Financial Group, we understand that your financial journey is unique. Whether you're planning for retirement, growing your business, or seeking to protect your legacy, we offer personalized financial planning and investment management services designed to empower you and help you achieve your goals.

Holistic Financial Planning

Personalized Strategies, Designed for You

Experienced Team, Always There for You

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Your Financial Services, All Under One Roof

From managing investments and minimizing taxes to planning healthcare and leaving a legacy, we offer strategies that cover every angle of your financial journey.

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Income
Investing
Taxes
Healthcare
Legacy
401(k) & Qualified Plan Rollovers
Consolidate retirement savings for easier management and reduced fees.
Roth Conversions
Convert a traditional IRA to a Roth IRA for future tax-free withdrawals.
Withdrawal Strategies
Develop a strategy to ensure sustainable income throughout retirement.
Investment Allocation
Get personalized guidance on building the right mix of investments.
Investment Management
Monitor and adjust your portfolio to stay aligned with your financial goals.
Tax Strategy & Planning
Align your financial actions with strategies to reduce tax liabilities.
Tax Mitigation
Identify opportunities to lower your taxable income.
Tax Gain/Loss Harvesting
Offset capital gains by strategically selling assets at a loss.
Healthcare Solutions
Find the right providers and coverage that match your needs and budget.
Long-Term Care Insurance
Plan for potential long-term care expenses to protect your assets.
Beneficiary & Legacy Strategy
Ensure your assets are transferred smoothly and according to your wishes.
Estate Planning Integration
Incorporate estate planning to align your legacy with your financial goals.
Life Insurance
Provide financial security for your family through the right life insurance coverage.

Tailored Services for Business Owners

Explore our services tailored for business owners—designed to help you optimize taxes, retirement plans, compensation, and succession strategies for a more secure future.

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Tax Structure

We evaluate your situation to determine whether a Schedule C, LLC, S-Corporation, C-Corporation, or Partnership is the most effective structure.

Retirement Planning

We analyze your cash flow to see if a retirement plan makes sense and guide you in choosing between a SIMPLE IRA, SEP, or 401(k), including Roth vs. Tax-Deferred options.

Deduction Strategy

We review your tax returns and use specialized software to ensure you’re maximizing all available deductions.

Owner Compensation

We assess your current compensation strategy to help you optimize the benefits of different payment types.

Succession Planning

We evaluate your current succession plan—or help create one—to align with your long-term business goals.

Business Sale/Purchase

We analyze business transactions to optimize tax efficiency and minimize tax costs for a smoother buy or sell process.

Your Financial Partner for Life

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Our commitment to personalized financial plans, proactive tax strategies, unbiased advice, and client-first communication sets the foundation for a lifelong partnership. We strive to be the last advisor you'll ever need, guiding you through every stage of your financial journey with expertise and care.

Dedicated Advisor Relationship

Each client is paired with a dedicated financial advisor who takes the time to understand their unique goals and circumstances. This fosters a strong, long-term relationship built on trust and personalized attention.

Ongoing Financial Reviews & Optimizations

We don't just create a plan and forget about it. We schedule regular strategy sessions to monitor your progress, address any changes in your life or financial goals, and ensure your plan remains on track for the long haul.

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more free content from w.a. smith

Explore free guides, videos, and insights on retirement, tax, and investment planning. Visit our resources page for easy-to-understand tools to help you take control of your financial future.

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Great Lakes Retirement, Inc., (DBA W.A. Smith Financial Group (W.A. Smith), (this website) is owned and operated by W.A. Smith. W.A. Smith offers investment advisory services and is registered with the U.S. Securities and Exchange Commission (“SEC”). SEC registration does not constitute an endorsement of the advisory firm by the SEC nor does it indicate that the advisory firm has attained a particular level of skill or ability. All content available on this Website is general in nature, not directed or tailored to any particular person, and is for informational purposes only. Neither the Website nor any of its content is offered as investment advice and should not be deemed as investment advice or a recommendation to purchase or sell any specific security. The information contained herein reflects the opinions and projections of W.A. Smith as of the date hereof, which are subject to change without notice at any time. W.A. Smith does not represent that any opinion or projection will be realized. Neither W.A. Smith nor any of its advisers, officers, directors, or affiliates represents that the information presented on this Website is accurate, current or complete, and such information is subject to change without notice. Any performance information must be considered in conjunction with applicable disclosures. Past performance is not a guarantee of future results. Neither this Website nor its contents should be construed as legal, tax, or other advice. Individuals are urged to consult with their own tax or legal advisers before entering into any advisory contract. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Investment Advisory Services offered through Great Lakes Retirement, Inc., an SEC-Registered Investment Advisor. Registration does not denote any level of skill or qualification. Insurance and tax planning services offered through W.A. Smith Financial, LLC. We do not offer every plan available in your area. Currently we represent [ 18] organizations which offer [54] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

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