A Lifetime of Wisdom

In contrast to popular perception, young adults do not rule. In fact, the 18 to 44 age group currently comprises 36.4 percent of the population, while those age 45 and up represent 40.3 percent. Of course, if you play your teenage child or grandchild in basketball or try to wear the same size dress you wore before having children, being part of the demographic majority may not seem like much of a win.

But the older people become, the more they tend to develop a perspective on what they’ve learned and gained versus what they still want out of life. In other words, a lifetime of wisdom might be worth more to you now than a 32-inch waist.

[CLICK HERE to read the article, “So How Many Millennials Are There in the US, Anyway?” at MarketingCharts.com, June 30, 2014.]

When it comes to your health, you may not feel as good as you did when you were younger, but many people start eating better as they get older. Gone are the pizza deliveries at midnight and fast food binges on the way to meet friends. We get smarter, become more diligent and begin to notice the way certain foods (and drinks) make us feel and affect our body.

[CLICK HERE to read the article, “How to Old-Proof Your Body (While You’re Still Young),” at GQ magazine, Oct. 2014.]

In terms of work, as we age through our careers, we get a feel for what type of work we truly enjoy and what type of environment works best for us. This knowledge often comes through a process of trial and error, but it generally comes. Even if we remain in a less-than-satisfactory work environment for the sake of earning a living, at least we become well aware of what works, what doesn’t and why.

[CLICK HERE to read the article, “America’s oldest workers: Why we refuse to retire! The Wal-Mart worker,” at CNN Money, Oct. 1, 2014.]

[CLICK HERE to read the article, “America’s oldest workers: Why we refuse to retire! The park ranger,” at CNN Money, Oct. 1, 2014.]

One life skill often overlooked is the ability to fail — and learn from it. Sadly, it takes years for many young people to learn this lesson, and once they learn it they may not be young anymore. The good news is that eventually most people learn this critical survival skill: The development of an internal voice that says, “I can overcome this. I can do this.” Not only can this life skill help improve life immeasurably, it makes us feel good inside, confident, self-aware and comfortable in our own skin.

[CLICK HERE to read the article, “4 Critical Skills Your Child Needs to Develop before Inheriting Your Money,” at Forbes, Sept. 15, 2014.]

Perhaps many of us do trade a taut belly, balance and quick reflexes for life’s wisdom. When you think about this in totality — and on a good day — it may seem a fair trade. In return, we share our time-worn insights with others, generally younger people who believe they hold the world on a string. Who is the wiser?

[CLICK HERE to read the article, “How to Become Rich, and 24 Other Insights from Warren Buffett,” at Money, accessed Oct. 3, 2014.]

Let’s put your lifetime of wisdom and our financial knowledge to work to help build you a confident financial future. Please give us a call.

Our firm assists retirees and pre-retirees in the creation of retirement strategies utilizing insurance products.

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