Lightning Strikes Twice

There’s a saying that lightning never strikes twice in the same place. If you’re talking about the atmospheric phenomenon, apparently that’s just a myth. And if you’re talking about the idiom that refers to the same bad things not happening to people twice in one lifetime, apparently that’s not true either.

[CLICK HERE to read the article, “Can Lightening Strike Twice?” at Tamu Times (Texas A&M University Department of Atmospheric Sciences), July 3, 2013.]

[CLICK HERE to read the article, “Inside the life of the man known as the ‘spark ranger’,” at The Washington Post, Aug. 15, 2013.]

Just ask boardwalk vendors on the New Jersey shoreline. A recent boardwalk fire decimated many of the same businesses that were hit hard by Hurricane Sandy last October, which penetrated the same area with devastating floods. Many of the same businesses in Seaside Park and Seaside Heights that had rebuilt and reopened just this past summer were burned to oblivion on Sept. 12.

[CLICK HERE to read the article, “Water, then fire: 2 NJ shore towns suffer again,” at The Houston Chronicle, Sept. 13, 2013.]

As rare a phenomenon as it may be, one Oklahoma City suburb has been struck by EF4/EF5 tornadoes twice in a 15-year period. Imagine which is worse: Disaster striking again years later, once you’re back in your comfort zone, or less than a year later, when you still have your contractors on speed dial.

[CLICK HERE to read the article, “Moore in bull’s-eye twice, science may know why,” at, May 22, 2013.]

Insurance is a big topic these days, and it’s getting to where we pretty much insure everything. We’ve got auto, homeowners, flood and life insurance. As we get older, more solutions are evolving for longevity and long-term care insurance. Health insurance is being reformed to make it more affordable. And now we have policies for gun and cyber protection insurance. Who knows where it will end?

[CLICK HERE to read the article, “Gun Owning Texans Investing in Gun Insurance,” at CBS Dallas/Ft.Worth, Aug. 12, 2013.]

[CLICK HERE to read the article, “Insurance against cyber attacks may be coming soon,” at VentureBeat, Aug. 6, 2013.]

The reality is that insurance today is a very important part of our financial lives. It’s there to help ensure that when events occur — whether natural or manmade — we can have confidence in our financial strategy.

[CLICK HERE to read the article, “Why More Expensive Insurance Can Pay Off,” at, Sept. 10, 2013.]

[CLICK HERE to read the article, “The New Flood Insurance Disaster,” at The New York Times, Aug. 28, 2013.]

We are happy to help you navigate the quagmire of insurance offerings in today’s market to help determine which types of policies, and the amount of coverage, is appropriate for your situation. Please contact us if you desire assistance developing a financial strategy.

By contacting us, you may be offered information regarding the purchase of insurance products.

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The information and opinions contained herein are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by our firm. Content is provided for informational purposes only and is not a solicitation to buy or sell the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.


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